Fintech layer
Digital payments, rewards, and 0% interest support built for daily convenience.
HazPay powers airtime and data purchases, wallet funding, cashback, points, reward redemption, and zero-interest micro-loans for eligible users, starting with ZinChat and extending across the broader Amhaztech ecosystem.
Payments
- Buy airtime and data for MTN and GLO
- Low-fee purchase flow
- Smart retry support for smoother completion
- Fast funding and seamless wallet use
Rewards engine
- Earn points through app usage
- Watch ads for extra points
- Redeem points for free data or airtime
- Unlock cashback bonuses and better value
Loan system
- Small wallet or data loans
- Zero interest model
- Eligibility improves through points and usage
- Built to reduce friction in urgent moments
HazPay turns everyday utility into retention.
By connecting communication, digital purchases, rewards, and short-term support, HazPay adds real daily value that encourages repeat use across connected products.
ZinChat is the first natural home.
Inside ZinChat, HazPay becomes more than checkout infrastructure. It becomes part of a lifestyle loop: message, post, recharge, earn, redeem, and stay active.