Messaging flagship

Chat. Share. Pay. Borrow. All in one app.

ZinChat is a modern, privacy-focused chat app with email-based messaging, message requests, voice and video calls, Stories, HazPay digital payments, rewards, themes, and 0% interest micro-loans.

Designed and built by Abdulhakim Hamza Amhaz.
Email-based login Stories with public replies Voice and video calls Rewards and cashback 0% interest loans Multiple themes

Private messaging

One-on-one chats, read receipts, message editing, deletion, media sharing, voice notes, and message requests for cleaner inbox control.

Stories with a twist

Share text, photos, or videos and let viewers reply publicly in a shared thread format that makes stories feel more social and alive.

HazPay built in

Buy data, recharge airtime, fund a wallet, earn points, redeem rewards, and unlock loan eligibility through real product usage.

Feature system

Core experience areas

Messaging and calls

  • Email-based account identity instead of phone-only access
  • Fast media sharing for photos, videos, and voice notes
  • Smooth voice and video calls
  • Read receipts and message control tools

Payments and rewards

  • MTN and GLO airtime and data purchases
  • Instant wallet funding and balance updates
  • Watch ads for points and reward bonuses
  • Cashback and redemption incentives

Themes and trust

  • Light, dark, colorful, and aesthetic theme options
  • Minimal and transparent permissions
  • Message requests protect the inbox
  • Secure handling of personal and wallet data
Who it serves

Built for young Nigerians, students, communities, and anyone who wants chat, social energy, and everyday utility in one place.

See the HazPay layer