Messaging flagship

Chat. Share. Pay. Borrow. All in one app.

ZinChat is a modern, privacy-focused chat app with email-based messaging, message requests, voice and video calls, Stories, HazPay digital payments, rewards, themes, and 0% interest micro-loans.

Explore HazPay All projects

Designed and built by Abdulhakim Hamza Amhaz.

Private messaging

One-on-one chats, read receipts, message editing, deletion, media sharing, voice notes, and message requests for cleaner inbox control.

Stories with a twist

Share text, photos, or videos and let viewers reply publicly in a shared thread format that makes stories feel more social and alive.

HazPay built in

Buy data, recharge airtime, fund a wallet, earn points, redeem rewards, and unlock loan eligibility through real product usage.

Feature system

Core experience areas

Messaging and calls

Email-based account identity instead of phone-only access
Fast media sharing for photos, videos, and voice notes
Smooth voice and video calls
Read receipts and message control tools

Payments and rewards

MTN and GLO airtime and data purchases
Instant wallet funding and balance updates
Watch ads for points and reward bonuses
Cashback and redemption incentives

Themes and trust

Light, dark, colorful, and aesthetic theme options
Minimal and transparent permissions
Message requests protect the inbox
Secure handling of personal and wallet data